Zindigi nsave have partnered to make international remittances faster, simpler and more affordable for freelancers and individuals in Pakistan. The collaboration also supports the country’s growing digital economy and promotes greater financial inclusion.

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The partnership was announced in Islamabad on 21 July 2026. It brings together Zindigi, powered by JS Bank, and UK-based financial platform nsave. The initiative also aligns with the State Bank of Pakistan’s efforts to encourage inward remittances.

Faster international payments

The partnership combines Zindigi’s digital banking platform with nsave’s international banking infrastructure.

Freelancers and individuals will be able to receive payments from overseas clients, personal transfers and family remittances through a secure and cost-effective service.

Users will receive funds in US dollars without transfer fees. They can then transfer the money into their Zindigi accounts free of charge.

The companies said the funds will be converted into Pakistani rupees at a competitive market exchange rate. This allows freelancers to keep more of their earnings.

Direct transfers to Zindigi accounts

During the first phase, users will receive international transfers directly into their local Zindigi accounts within minutes.

The companies said the service will provide one of the fastest and most affordable ways to access overseas payments.

More banking services planned

The partnership also lays the groundwork for additional financial services.

In the next phase, users will be able to create and link nsave accounts directly through the Zindigi app.

The companies also plan to introduce US stock market investments, EUR and GBP accounts, and an international USD payment card.

These services aim to give freelancers easier access to global financial markets.

Executives highlight benefits

Noman Azhar, Chief Officer of Zindigi, said the partnership will remove barriers that prevent Pakistani freelancers from receiving the full value of international payments.

He said the initiative reflects both companies’ commitment to expanding financial inclusion and helping Pakistan’s digital workforce compete globally.

Amer Baroudi, Co-Founder of nsave, said the partnership will help freelancers protect the value of their earnings while expanding access to international financial services.

He added that preserving the value of income enables people to save, invest and contribute more to economic growth.